Knowing your future balance in advance will help you adjust your expenses for the current month to avoid overdraft fees. Budget Calendar displays and forecast your cash flow from today to 15 years from now based on your spending trends and recurring incomes. Great for individuals or business owners to maintain a healthy budget. After you see how much you can save, you will change your spending behaviors. 70k users from previous versions is our testimony. You wont need another finance app after Budget Calendar. If you are unhappy with your purchase we will give you your money back. Budget Calendar comes with: Balance and Cashflow Forecaster Bill Reminders Multiple Account Handler Custom Categories Automatic Sync, Backup, and Restore between Android and IOS devices Daily, Weekly, Monthly Budget tool 5 financial calculators Overdue and Recurring reports Graphs, Reports, and Trends and many more. Know in advance when you will be out of funds. Budget Calendar is the only app that helps you forecast your balance on a calendar and sync your budget between your family, friends and partners on their iPhone, iPod & iPad. BC distinguishes itself from the other budget apps because of its unique Balance Forecast System and more than 15 finance tools packed on it. Summary: BALANCE FORECAST No more overdraft fees. No more guessing when your balance will be negative. BC will display your balance in a calendar view so you know exactly how much money you will have on any particular day, week or month. AUTOMATIC SYNC, BACKUP, RESTORE (auto renewal subscriptions) Sync your budget between your friends and family on their iPad, iPhone, or iPod with our new syncing add-on. Auto renewal subscriptions will be paid to iTunes at 12.99 for 6Months, 19.99 for a year. This is an OPTIONAL SERVICE, NOT MONTHLY CHARGED. And can be turn of at any time. MONEY TRANSFERS Now you will be able to move money from one account to the other by just selecting transfer. BUDGET TRACKING Our new budget tool will help you set a goal and maintain your expenses under budget. It will also show you how much money you are saving each month. SPREADSHEET This tool will help you browse through all your transactions 6 months in advance, and all within one screen. BILL REMINDERS You will be able to assign reminders to your bills and receive notifications for when they are due; this will help you avoid late fees. 5 CALCULATORS Ever wonder how much will your total be after sales tax/ discounts, not to mention the tap on a restaurant? With our 5-in-1 calculator (Tip, Sales Tax, Discount, Mortgage, and Loan calculator with amortization table) you will be in control of your expenses. TRANSACTION SCHEDULING No more remembering or writing a pay bill list. No more figuring out what expenses are on auto pay or recurring. With BC you will be able to schedule your income, expenses, and bills based on date and frequency of your choice and know exactly how much money you have on any given day. CHARTS & REPORTS Would you like to know what expenses are the ones taking most of your income? BC analyzes your data and builds pie charts and bar charts by category and amount, plus 8 more: Income vs. Expenses, Accounts, Bills, Reminders, Not Paid, Recurring, Expenses and Spreadsheet. ACCOUNT MANAGEMENT Checking, Savings, Credit Cards, IRA, Investments, you name it. TRANSACTION FEATURES Sometimes we forget where we spend our money, and having the word utility or restaurant just doesn’t help us remember. With our new “write notes and memos feature” you won’t need to remember. You will also be able to create your own category and icon using your device camera. CUSTOMIZABLE SETTINGS Pass code protection, Account management, Currency Selector, Date Format, Push notifications, and more. LANGUAGES English & Spanish, more to come. Note: account creation needed.