NorthOne business banking makes the hardest parts of running your business easy so you can focus on the road ahead. Open a business bank account in as little as 3 minutes¹ and: Never step foot in a bank branch again - Send and receive payments from anywhere with ACH, wire transfers5, & more - Send payments instantly with same-day ACH - Receive payments instantly with Real Time Payments - Deposit and withdraw cash across our nationwide ATM network⁶ - Tap, swipe, and buy online with a dedicated Mastercard® business debit card³ Automated Invoice Payments - Use NorthOne’s built-in automated vendor payments, upload or forward your vendor invoices directly to your business bank account and NorthOne will pay them automatically on the last day they’re due. Business Banking For Teams - NorthOne is designed for teams of business builders. Each co-owner will get their own login and NorthOne business banking MasterCard Debit Card so they won’t need to share yours. Revenue Analytics - Know how much money your business has by connecting to Square, Stripe, Shopify, Amazon, Etsy, and PayPal. NorthOne will track your balances across all your accounts. Set your budget, then forget it - Create Envelopes² to organize your money for expenses like taxes, payroll, and rent - Set up rules to automatically sort a percentage of incoming deposits into your business bank account based on your budget Deposit and withdraw cash on the go - Add cash at more than 90,000 Green Dot locations across the country⁶ - Take cash out at any Cirrus® ATM with no NorthOne fees⁷ Get instant support from real human beings - Talk to a local customer care expert who understands your business⁴ - Reach out by chat or email or schedule a call whenever you’re free And so much more… - Connect to the apps you already use, like Quickbooks, Square, and more - Start spending right away with your own virtual debit card - Keep your cash safe by freezing lost or stolen debit cards right in your account Want to learn more? Visit our website at northone.com IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. 1. Based on user data 2. NorthOne Envelopes let you designate a portion of your balance for certain purposes and you can view them on the mobile app or website to help you stay organized. For more information, read the Deposit Account Agreement at northone.com/deposit-holder-agreement. 3. The NorthOne Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A. pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. This card may be used everywhere Mastercard is accepted. 4. Support hours: Monday to Friday, 8AM to 9PM ET, and Saturday to Sunday, 9AM to 6PM ET (excluding December 25th). 5. Domestic wire payments subject to $15 fee. See our Deposit Account Agreement. 6. See Deposit Account Agreement for details on third party cash transfers (subject to terms and conditions of GreenDot Corporation). 7. Additional ATM fees may be charged by other 3rd party ATMs or ATM owners. Banking Services provided by The Bancorp Bank, N.A., Member FDIC.