The Wallet app lives right on your iPhone. It’s where you securely keep your credit and debit cards, driver’s license or state ID, transit cards, keys, event tickets, and more — all in one place. And it all works with iPhone or Apple Watch, so you can take less with you but always bring more. Apple Pay Apple Pay is an easy, secure way to pay in stores or online. Pay for a ride, a pizza, or even a new sofa — with Touch ID or Face ID. Apple Pay Later Apple Pay Later allows you to split your purchases into four equal payments over six weeks - with no interest or fees.1 Available with Apple Pay in apps and online, on iPhone or iPad.2 Apple Card Apple Card is the credit card created by Apple. You earn up to 3% unlimited Daily Cash back on every purchase every day, and it’s designed with all the privacy and security you’d expect from Apple. You can apply in as little as minute with no impact to your credit score.3 Apple Cash Apple Cash is an easy and secure way to send and receive money in Messages or Wallet.4 And because it’s a digital card that lives in Wallet, you can use it to make purchases in stores, online, or in apps with Apple Pay. You can even set up recurring payments like an allowance or to roommates to cover things like your share of the rent on a schedule you set, and reload your balance automatically when it’s running low. Apple Pay Order Tracking Receive detailed receipts and order tracking information in Wallet for Apple Pay purchases with participating merchants. Driver’s License and State ID Add your driver’s license or state ID to Wallet, and with just a tap of your iPhone or Apple Watch you can present your ID without handing over your device.5 The security of Face ID and Touch ID means only you can present your ID. Transit Set your card to Express Mode, then just tap and hop on to ride the next train or bus. 6 Breeze through the turnstiles by holding your iPhone or Apple Watch to the reader. Keys Store keys to your car, home, workplace, and hotel room in Wallet. 6 Unlock doors with just a tap of your iPhone or Apple Watch, and securely share keys in Wallet through messaging apps, including Messages, Mail, and more. Loyalty and Rewards Add your favorite coffee shop, drugstore, or retail rewards cards to Wallet, and next time you’re at checkout, just tap and pay to receive and redeem rewards. 6 To learn more about all of the ways Wallet app replaces your physical wallet, visit https://www.apple.com/wallet 1 Your bank may charge you fees if your debit card account contains insufficient funds to make loan repayments. 2 Subject to eligibility and approval. Available only in the U.S. May not be available in all states. Not available in U.S. territories. Loans made by Apple Financing LLC, NMLS #2154940. CA loans made or arranged pursuant to a California Financing Law license. To use Apple Pay Later, you must have an iPhone or iPad updated to the latest version of iOS or iPadOS. For more eligibility details, see https://support.apple.com/en-us/HT212967. 3 Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score. To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch. 4 Apple Cash services are provided by Green Dot Bank, Member FDIC. See apple.com/apple-cash for more information. 5 Available for use only in select states at select TSA checkpoints. Requires eligible device and OS version. See apple.com/wallet for details. 6 Only available with select partners and locations, and requires eligible device and OS version. See apple.com/wallet for details.